Thursday, March 23, 2006

do not call list

By: Jason Cozzetti
Insurance Professional
EFinancial

Hey guys, this article should be a good resource. It pertains to everyone in this industry particularly when you’re cold calling from resources outside of the leads we provide. Rest assured that when calling on leads you have received from us that they come from 100% permission based advertising campaigns with well known and respected sites such as MSN, Yahoo, & Google. Our leads have requested to be contacted via telephone by an agent so they can obtain a more accurate and personalized Life Insurance quote. In order for them to become a Lead in our system they must enter in their personal medical history, the type of plan they are shopping for, and their complete contact information including the best time to be contacted. When you talk to other resources about their lead programs you may want to ask them how they are generating their leads and if they are permission based campaigns. Again I can’t stress this enough. Just numbers from a spam list that you bought from “Sally the Spammer” or cold calling out of the phone book can now get you a $10,000 fine.

You may have heard a lot of talk about permission based advertising. Yet with the FCC trying harder and harder to protect people’s privacy it becomes extremely important to become compliant in our industry, right now! It may change the way many of you run your business overnight. I wanted to take a moment to clarify the term “Permission Base advertising”, basically this means a prospect has either clicked on a banner ad or pop up ad that they have seen on the internet and have been redirected to a web site that requires them to enter in a multitude of personal facts and ultimately click on a button that states “Yes I want to be contacted by an insurance professional”. The time, date and the prospects IP address are recorded and saved into a database at the instant they click that button, just in case there is ever any concern from a prospect claiming they never requested to be contacted. If this is the situation then the regulations below do not pertain as they want you to contact them. If the prospects you are contacting are generated in some other fashion, i.e. spam lists, cold calling, etc., you may want to take the new rules of calling (found below) into consideration, because you never know what could happen.

The Federal Communications Commission (FCC) has adopted new rules that went into force on 10/1/2003. This prohibits interstate and intrastate telephone solicitation calls to any residential phone numbers on the Federal Trade Commission’s (FTC) national do not call registry. Under the new FCC rule, solicitors are prohibited from making calls unless one of these three exceptions applies.
• Calls to the individuals with whom you have established relationships that has not been terminated.
• Calls made with the individuals prior written consent.
• Calls made to the individuals are personal friends or members of your family.

Remember that in all states if any of your clients or prospects tells you that they do not want to receive unsolicited phone calls, mail, or emails from you then you must maintain this information in your agency file labeled “Do Not Call”. If you have any questions about the information above please call us so we can go over this in more detail with you.

1 Comments:

Blogger Traxy said...

We're sick and tired of your spam calls!

"Calls to the individuals with whom you have established relationships that has not been terminated." - Never been a client of yours and never will be.

"Calls made with the individuals prior written consent." - We have not given you written consent to keep calling us.

"Calls made to the individuals are personal friends or members of your family." - Absolutely not.

SO STOP F***ING CALLING US WILL YOU!!! If you're a US company, why the hell are you even phoning us in the UK?!

5:04 AM  

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